Payment Policy
This policy governs all financial transactions made through this Website.
Last Updated: January 1, 2026 · Governing Law: Republic of India · Jurisdiction: Mumbai, Maharashtra
1. Accepted Payment Methods
- UPI (Unified Payments Interface) — preferred for domestic payments
- Net Banking (NEFT, RTGS, IMPS)
- Credit / Debit Cards (Visa, Mastercard, RuPay)
- International Wire / SWIFT Transfer (for overseas clients)
- Demand Draft / Cheque (for large institutional payments)
2. Currency
All prices are quoted in Indian Rupees (INR ₹) unless explicitly stated otherwise in a written proposal. International clients may be invoiced in USD or EUR at prevailing exchange rates.
3. Payment Terms
- Consultations: Payment due prior to or at the time of the session
- Project Engagements: 50% advance at project kickoff, balance on completion
- Retainer Agreements: Monthly payment due on the 1st of each month
- Book Orders: Full payment at the time of order
4. GST & Taxes
All applicable GST (Goods and Services Tax) will be charged as per Indian tax laws. GST invoices will be provided for all payments. Our GSTIN is available upon request.
5. Late Payments
Invoices not paid within the agreed period may attract an interest charge of 1.5% per month on the outstanding amount. We reserve the right to suspend services for overdue accounts.
6. Receipts & Invoices
Digital receipts and GST-compliant invoices will be emailed to the address provided within 24-48 hours of payment confirmation. For queries regarding invoices, contact: Mr.VimleshDwivedi@gmail.com
7. Security
All online payment transactions are encrypted using SSL technology. We do not store credit card details. Payments are processed through RBI-compliant payment gateways.
8. Disputes
Payment disputes must be raised within 7 days of the transaction date. See our Dispute Resolution Policy for more information.